Your wallet gets lost at the bottom of your bag, and you end up rummaging around in front of the register searching for it. That " difficult to use " frustration isn't just a waste of time; it's actually a constant thorn in your heart, causing stress to build up.
Using a compact wallet gives you more options for fixed pocket locations, shortening the process of figuring out where your wallet is and where to get it out, allowing you to quickly access it when you need it.
Just eliminating the need to look for things will reduce your sense of urgency. When you improve the management of your surroundings, it will be surprisingly easy to organize your thoughts and feelings.
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